XRP could hit $4-5 if ETF approvals unlock liquidity, experts say

Experts explain why the XRP’s ETF decision is key for the token, especially when it comes to attracting institutions

XRP (XRP) has recently broken the psychological level of $3, thanks largely to enthusiasm over the upcoming decision on the spot XRP ETF. According to several analysts who shared their views with crypto.news, this decision could propel the token to a new all-time high, even beyond $4.

Shawn Young, Chief Analyst at MEXC, points out that traders are increasingly rotating into altcoins. This especially affects those who are seen to be next in line for ETF approvals, and XRP is one of them.

Solana, Dogecoin, and XRP are showing relative strength against the flat broader crypto market as speculation around near-term ETF approvals fuels outsized buying,” Shawn Young, MEXC.

According to Lionel Iruk, senior advisor to Nav Markets and managing partner at Empire Legal, ETF approvals are key. He explains that this is part of a broader transition from retail speculation to more regulated offerings.

“An ETF wrapper unlocks more than fresh liquidity — it provides the compliance, custody, and transparency frameworks that traditional investors often require before making any investment decision,” Lionel Iruk, Nav Markets.

Whale accumulation could propel XRP toward $4 to $5

Arthur Azizov, Founder & Investor at B2 Ventures, points out the $600 million in XRP accumulated by whales in recent weeks. This signals that traders are confident about the upcoming approval of an XRP ETF. In this context, a move toward $4.00 is realistic, he stated.

The token has surpassed the $3.00 psychological level with volumes nearly three times above normal, which tells me big money is active,” Arthur Azizov B2 Ventures.

According to the B2BINPAY analytics team, options data also shows that traders are bullish toward XRP, with calls trading significantly higher than puts.

“This clearly reflects optimism around U.S. ETF approvals later this year. If even one product is eventually greenlit, inflows could push XRP toward the $4–$5 range by the end of the year,” B2BINPAY analytics team.