Who founded XRP and Ripple?

XRP and the Ripple network were co-founded by Arthur Britto, Jed McCaleb, and David Schwartz in 2012. Ripple Labs Inc., the company behind the technology, was later led by CEO Brad Garlinghouse. See more on crypto.news

What makes XRP different from other cryptocurrencies?

Unlike Bitcoin and Ethereum, XRP doesn't rely on mining. It uses a consensus mechanism through a network of trusted validators, making transactions settle in 3-5 seconds at very low cost. XRP was pre-mined with 100 billion coins created at launch, and it is designed primarily for cross-border payments and liquidity bridging. See more on crypto.news

How does the XRP Ledger work?

The XRP Ledger (XRPL) is a decentralized blockchain that uses the XRP Ledger Consensus Protocol. Trusted validator nodes vote on transaction validity, reaching consensus in 3-5 seconds without mining. This makes XRPL one of the fastest and most energy-efficient blockchain networks, capable of processing 1,500 transactions per second. See more on crypto.news

Where can you buy and trade XRP?

XRP is available on most major cryptocurrency exchanges including Binance, Coinbase, Kraken, Bitstamp, and Upbit. You can trade XRP against USD, USDT, BTC, and ETH pairs. Always use a regulated exchange and store your XRP in a secure wallet after purchase. See more on crypto.news

How many XRP coins are in circulation?

XRP has a total supply of 100 billion coins, all created at launch. Approximately 55-57 billion XRP are in circulation, with Ripple Labs holding the remainder in escrow, releasing up to 1 billion XRP per month through smart contracts to fund operations and partnerships. See more on crypto.news

Is XRP a good investment?

XRP has real-world utility in cross-border payments, widespread exchange adoption, and fast transaction speeds. However, risks include regulatory uncertainty from Ripple's SEC lawsuit, Ripple Labs' large XRP holdings, and general crypto market volatility. Always do your own research and never invest more than you can afford to lose. See more on crypto.news

What is the all-time high XRP price?

XRP reached its all-time high of $3.65 on July 18, 2025. Previous notable peaks include approximately $3.40 in January 2025 and $1.96 in April 2021. See more on crypto.news

What is the relationship between XRP and Ripple?

Ripple is the private technology company that created and maintains the XRP Ledger, while XRP is the native digital asset of that network. Ripple holds a significant portion of the total XRP supply in escrow. However, XRP can function independently — it is an open-source protocol that does not require Ripple's involvement to operate. See more on crypto.news

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Latest XRP News

XRP Ledger lending plan advances: Can XRP price break above $1.60?

XRP price pulled back to about $1.51 on Sep. 23 after briefly rising above $1.65, leaving $1.60 as the first price level to reclaim while the XRP Ledger’s native lending proposals remain in validator voting. XRPL Commons describes the proposed…

21 hours ago

XRP Ledger delegation upgrade could go live Oct. 5, will XRP benefit?

XRP Ledger has moved PermissionDelegationV1_1 into its 14 day activation period after 29 of the network’s 35 trusted validators backed the account permission upgrade. According to the live XRP Ledger amendment dashboard, the countdown began on Sept. 21 and could…

1 day ago

Evernorth adds $30M boost ahead of Nasdaq vote

Evernorth agreed to a $30 million convertible note with NH Investment & Securities, with proceeds planned for XRP and ecosystem activities.

3 days ago

Ripple says asset managers prepare for XRPL Batch

Ripple says asset managers are preparing for XRPL Batch V1.1 as validator support stays above 80% before possible Sept. 29 activation.

4 days ago