Coinbase brings nearly 4,000 U.S. stocks to UK users

Coinbase has begun rolling out access to nearly 4,000 U.S. stocks for eligible UK users, bringing 24/5 equities trading, zero-commission investing and USDC-funded purchases to its platform as it expands its Everything Exchange strategy.

According to Coinbase, eligible UK customers will progressively gain access to buy, sell and manage U.S. equities alongside their crypto and fiat holdings from Aug. 6. The company said users can fund purchases instantly with GBP or USDC, trade fractional shares from as little as £1, and access nearly 4,000 U.S. stocks within the Coinbase app.

The rollout adds another product to Coinbase’s UK lineup after the exchange introduced savings accounts and crypto-backed borrowing earlier this year. It also advances the company’s “Everything Exchange” strategy, which seeks to bring traditional financial products and digital assets into a single platform.

UK users can trade U.S. stocks with GBP or USDC

Beginning Aug. 6, eligible UK users will receive phased access to select U.S. equities, Coinbase said. Trading is available 24 hours a day for five days each week, extending access beyond normal U.S. market hours.

Users can fund purchases directly with GBP or existing USDC balances without moving assets to another platform. Coinbase One subscribers are also eligible to earn uncapped rewards on their USDC holdings while using the service.

The company said fractional investing allows users to purchase portions of shares from as little as £1, lowering the minimum amount needed to invest in U.S. companies.

According to Coinbase, it is the first crypto-native trading application to launch direct access to U.S. equities in the UK. The company said the product is intended to let customers manage stocks, crypto and cash balances from one account instead of using separate investment platforms.

Orders are routed through Coinbase Capital Markets Corporation for execution by Apex, while U.S. shares are custodied by Apex Clearing in the United States, Keith Grose, Coinbase’s Regional Managing Director for the UK and Europe, told The Block.

Everything Exchange strategy now includes UK stock trading

The latest launch follows Coinbase’s June announcement outlining plans to combine crypto trading, stocks, commodities, derivatives, lending, payments and artificial intelligence tools within what it calls the Everything Exchange.

At the time, the company said it wanted to replace separate financial accounts with a unified platform capable of supporting multiple asset classes around the clock. It also argued that blockchain infrastructure could reduce settlement delays and remove restrictions created by traditional market hours.

Adding U.S. equities in the UK brings part of that roadmap into production. Alongside crypto trading, UK users can now access savings products, borrowing services and stock investing from the same application.

Grose told The Block that Coinbase plans to introduce additional products across both the UK and European Union over the coming months as it continues building compliant infrastructure for the platform.

He also said the company chose conventional U.S. equities before tokenized stocks because it wanted to provide immediate value to UK customers. While Coinbase views tokenized equities as an important part of financial markets in the future, Grose said the company intends to work with regulators before introducing them.

UK regulation has opened new products for Coinbase

Grose said Coinbase’s recently obtained UK MiFID licence expanded the company’s ability to introduce additional financial products, including equities for retail investors and derivatives for professional traders.

He added that the UK’s upcoming crypto regulatory framework gives Coinbase the certainty needed to continue expanding its integrated financial platform. The Financial Conduct Authority has already finalized its rules, while the authorization gateway is expected to open in September ahead of the regime taking effect in October 2027.

Coinbase said survey data continues to show UK retail investors participate in stock markets at lower rates than investors in the United States. The company believes offering U.S. stocks with longer trading hours inside an app already used for crypto could make stock investing more accessible.

Risk disclosures accompanying the launch state that out-of-hours trading carries additional risks and that fractional share trading is unavailable outside normal U.S. market hours. Coinbase also noted that U.S. equities are denominated in dollars, meaning exchange-rate movements will affect purchases funded with GBP.

CB Payments Ltd is authorized and regulated by the Financial Conduct Authority for investment services and electronic money activities. The company also reminded users that capital remains at risk and that third parties execute, clear and settle equity trades.

USDC remains part of Coinbase’s expansion plans

Funding stock purchases with USDC extends the role of the stablecoin across Coinbase’s product lineup.

Earlier this week, Circle confirmed during its second-quarter earnings call that its commercial agreement with Coinbase had automatically renewed on existing terms, extending the partnership through 2029. Under that arrangement, Coinbase continues supporting USDC across its services while receiving a share of reserve income generated under the collaboration agreement.

Circle previously reported that 30% of USDC in circulation was held on Coinbase’s platform at the end of the second quarter, making the exchange one of the stablecoin’s largest distribution channels.

The latest stock launch therefore adds another use case for customers already holding USDC inside Coinbase’s ecosystem, allowing them to move directly between crypto assets, stablecoins and U.S. equities without first converting funds outside the platform.

Coinbase has been expanding similar financial services outside the UK as well. In June, the company introduced direct Indian rupee deposits and withdrawals through IMPS after reopening the Indian market in late 2025, giving local customers bank-linked access to crypto trading alongside spot markets and perpetual futures.

Recent launches across the UK and India continue building the product lineup Coinbase outlined earlier this year, combining traditional financial services with crypto products inside a single regulated platform.