Who founded XRP and Ripple?

XRP and the Ripple network were co-founded by Arthur Britto, Jed McCaleb, and David Schwartz in 2012. Ripple Labs Inc., the company behind the technology, was later led by CEO Brad Garlinghouse. See more on crypto.news

What makes XRP different from other cryptocurrencies?

Unlike Bitcoin and Ethereum, XRP doesn't rely on mining. It uses a consensus mechanism through a network of trusted validators, making transactions settle in 3-5 seconds at very low cost. XRP was pre-mined with 100 billion coins created at launch, and it is designed primarily for cross-border payments and liquidity bridging. See more on crypto.news

How does the XRP Ledger work?

The XRP Ledger (XRPL) is a decentralized blockchain that uses the XRP Ledger Consensus Protocol. Trusted validator nodes vote on transaction validity, reaching consensus in 3-5 seconds without mining. This makes XRPL one of the fastest and most energy-efficient blockchain networks, capable of processing 1,500 transactions per second. See more on crypto.news

Where can you buy and trade XRP?

XRP is available on most major cryptocurrency exchanges including Binance, Coinbase, Kraken, Bitstamp, and Upbit. You can trade XRP against USD, USDT, BTC, and ETH pairs. Always use a regulated exchange and store your XRP in a secure wallet after purchase. See more on crypto.news

How many XRP coins are in circulation?

XRP has a total supply of 100 billion coins, all created at launch. Approximately 55-57 billion XRP are in circulation, with Ripple Labs holding the remainder in escrow, releasing up to 1 billion XRP per month through smart contracts to fund operations and partnerships. See more on crypto.news

Is XRP a good investment?

XRP has real-world utility in cross-border payments, widespread exchange adoption, and fast transaction speeds. However, risks include regulatory uncertainty from Ripple's SEC lawsuit, Ripple Labs' large XRP holdings, and general crypto market volatility. Always do your own research and never invest more than you can afford to lose. See more on crypto.news

What is the all-time high XRP price?

XRP reached its all-time high of $3.65 on July 18, 2025. Previous notable peaks include approximately $3.40 in January 2025 and $1.96 in April 2021. See more on crypto.news

What is the relationship between XRP and Ripple?

Ripple is the private technology company that created and maintains the XRP Ledger, while XRP is the native digital asset of that network. Ripple holds a significant portion of the total XRP supply in escrow. However, XRP can function independently — it is an open-source protocol that does not require Ripple's involvement to operate. See more on crypto.news

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Latest XRP News

XRP falls below $1.30 as investor questions $81B value

XRP has fallen below the key $1.30 level after losing 7.3% on Tuesday, while Dubai-based crypto investor Royal Kane has ruled out buying the token because of its $81 billion market value. Royal Kane, a Dubai-based crypto investor, wrote on…

3 hours ago

After the CLARITY Act fails, XRP price falls and faces selling pressure, investors fight back successfully to earn $10,000 a day

As the CLARITY Act was rejected with 49 votes in favor and 50 votes against, the bill was not advanced. With substantial outflows from spot ETFs, XRP is facing selling pressure and its price continues to decline. Investors have reduced…

9 hours ago

News

XRP logo lands on Louisville basketball court

Ripple has signed a multi-year partnership with Louisville Athletics that will place the XRP logo on Denny Crum Court during men’s and women’s basketball home games from the 2026–27 season. XRP branding will cover Louisville basketball broadcasts Louisville Athletics said…

2 days ago

A definition written overnight decides whether XRP is a commodity

Senate Republicans released a revised CLARITY Act draft hours before the cloture vote. It runs to 635 pages, up from 616, and one of the new pieces defines an ancillary asset in a way that settles XRP’s status in secondary…

3 days ago