Who founded XRP and Ripple?

XRP and the Ripple network were co-founded by Arthur Britto, Jed McCaleb, and David Schwartz in 2012. Ripple Labs Inc., the company behind the technology, was later led by CEO Brad Garlinghouse. See more on crypto.news

What makes XRP different from other cryptocurrencies?

Unlike Bitcoin and Ethereum, XRP doesn't rely on mining. It uses a consensus mechanism through a network of trusted validators, making transactions settle in 3-5 seconds at very low cost. XRP was pre-mined with 100 billion coins created at launch, and it is designed primarily for cross-border payments and liquidity bridging. See more on crypto.news

How does the XRP Ledger work?

The XRP Ledger (XRPL) is a decentralized blockchain that uses the XRP Ledger Consensus Protocol. Trusted validator nodes vote on transaction validity, reaching consensus in 3-5 seconds without mining. This makes XRPL one of the fastest and most energy-efficient blockchain networks, capable of processing 1,500 transactions per second. See more on crypto.news

Where can you buy and trade XRP?

XRP is available on most major cryptocurrency exchanges including Binance, Coinbase, Kraken, Bitstamp, and Upbit. You can trade XRP against USD, USDT, BTC, and ETH pairs. Always use a regulated exchange and store your XRP in a secure wallet after purchase. See more on crypto.news

How many XRP coins are in circulation?

XRP has a total supply of 100 billion coins, all created at launch. Approximately 55-57 billion XRP are in circulation, with Ripple Labs holding the remainder in escrow, releasing up to 1 billion XRP per month through smart contracts to fund operations and partnerships. See more on crypto.news

Is XRP a good investment?

XRP has real-world utility in cross-border payments, widespread exchange adoption, and fast transaction speeds. However, risks include regulatory uncertainty from Ripple's SEC lawsuit, Ripple Labs' large XRP holdings, and general crypto market volatility. Always do your own research and never invest more than you can afford to lose. See more on crypto.news

What is the all-time high XRP price?

XRP reached its all-time high of $3.65 on July 18, 2025. Previous notable peaks include approximately $3.40 in January 2025 and $1.96 in April 2021. See more on crypto.news

What is the relationship between XRP and Ripple?

Ripple is the private technology company that created and maintains the XRP Ledger, while XRP is the native digital asset of that network. Ripple holds a significant portion of the total XRP supply in escrow. However, XRP can function independently — it is an open-source protocol that does not require Ripple's involvement to operate. See more on crypto.news

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Latest XRP News

Evernorth’s XRP treasury goes public. Can the listing lift XRP price?

Evernorth completed its merger with Armada Acquisition Corp. II on October 9 and expects XRPN shares to start trading on Nasdaq on October 12. XRP remains near $1.40, leaving the market to distinguish an existing corporate holding from potential fresh…

4 hours ago

Evernorth completes merger with 473m XRP ahead of Nasdaq debut

Evernorth has completed its merger with Armada Acquisition Corp. II, holding approximately 473 million XRP and raising about $300 million in gross cash proceeds ahead of its expected Oct. 12 Nasdaq trading debut. Evernorth announced on Oct. 9 that it…

5 hours ago

XRP Ledger Batch goes live, enabling bundled transactions

The XRP Ledger has activated its Batch feature on mainnet with support from 30 validators, allowing users to bundle between two and eight transactions into one operation. XRPScan’s dashboard shows BatchV1_1 as active on mainnet, according to the reported amendment…

19 hours ago

XRP price loses $1.43 support: Is $1.28 next?

XRP price has slipped below its 50-day moving average near $1.43, leaving its rebound toward $1.39 facing resistance as Evernorth prepares for its delayed Nasdaq debut. CoinGecko recorded XRP at about $1.39 on Oct. 9, with a seven-day trading range…

21 hours ago