XRP price hits triple bottom as Atkins backs crypto 401k portfolios

XRP price could be on the verge of a strong rebound after forming a triple bottom pattern, exchange-traded inflows continue, and SEC Chair Paul Atkins makes the case for cryptocurrency investments in retirement accounts. 

Crypto retirement funds

Ripple (XRP) token was trading at $1.87 on Wednesday, down by nearly 50% from its highest level in 2025. This crash has mirrored the performance of other cryptocurrencies, including Bitcoin and Ethereum.

Still, there are some positives that may lead to a rebound in the coming weeks. For example, data shows that the Ripple USD (RLUSD) market capitalization has jumped to over $1.4 billion, a trend that may continue in the coming months.

Additionally, data compiled by SoSoValue shows that demand for XRP ETFs has continued rising this year. They have added over $91 million in inflows this year, more than Ethereum’s $55 million and Bitcoin’s $278 million outflows.

Meanwhile, there are rising odds that the US will allow retirement accounts like 401(k) to invest in the crypto market. President Donald Trump has supported such a move, and in a CNBC interview today, Atkins did as well.

Retirement accounts have over $12 trillion in assets under management. Therefore, a 1% allocation into cryptocurrencies would bring in about $120 billion in assets to the crypto market.

The main beneficiaries of this will be blue-chip tokens such as Bitcoin, Ethereum, XRP, and Solana.

XRP price prediction and technical analysis 

The daily timeframe chart shows that the XRP price has been in a strong downward spiral in the past few months, moving from a high of $3.6550 to a low of $1.7915.

A closer look shows that the token has formed a triple-bottom pattern at $1.7915 and a neckline at $2.4133, its highest level this year.

The token also formed a falling wedge pattern, which consists of two descending, converging trendlines.

Therefore, the most likely XRP price prediction is bullish, with the next key resistance level to watch at $2.4133, 30% above the current level.  A move above that target will signal further gains, potentially to the psychological level at $3.